Pros of Taking Car Insurance from a Verified Insurance Agent
Where on one hand people spend hours and hours researching the latest car model, picking the jazziest of car safety features and selecting the uber-classy and vibrant car colors, on the other hand, they are completely oblivious to the increasing importance of car
insurance, why it is needed and what it entails.
Car insurance is mandatory by law in almost all the states of the United States of America. If you ever met with an accident, the auto liability coverage required in your car insurance, no matter the type of policy you’ve bought will help accommodate the medical and treatment bills along with the property damage for the other party. If you are dragged to the court of law over the accident, it will help pay your legal fees to.
Car insurance policies have become a necessity and are an equal responsibility on both the car dealer and the car buyer to abide by the auto laws of the country to sell and purchase one. States do not mandate car insurance to make the insurance companies rich. They do so to curb the soaring rates of accidents and deaths that happen on roads by vehicles each year. In 2015, according to the National Highway Traffic Safety Administration (NHTSA), America had seen nearly 6,264,000 auto accidents, 35,092 fatalities, 2,443,000 injuries & 4,548,000 cases of property damage in 2015.
With so much uncertainty while you are out and about with your car on the road, the chances are fair that you’ll get into a crash. And just think about it, if god forbid you’ll ever get into an accident of some kind and you have no insurance policy to cover the damages caused to the property and importantly someone’s life, will the consequences not be overwhelming and financially devastating?
They definitely will be and all the more reason why you need car insurance in the first place.
Car Insurance Policies covers the following if you ever get into a horrible car mishap.
- If you are a victim who has sustained serious injuries during an accident, you will get compensated for your loss, including your medical bills and legal proceedings fees.
- Car repairs can be extremely pocket-bending. Even a small flat tire in a country like America can easily make you lose couple thousand dollars from your pocket. Imagine your car being in a situation where it isn’t anywhere near drivable. Car insurance without putting much pressure on your pocket covers the cost of repairs and replacement.
- In case you are the one who is at fault, don’t give the other party the chance to claim your assets, which is highly likely when you aren’t insured. Let the insurance company pay for the losses incurred by the other party and secure your personal assets.
- One of the most important reasons to secure your car by an insurance policy is to comply with the state laws that require the car owners and drivers to minimum auto liability coverage.
Buying car insurance can work beyond than just fulfilling the legal obligations. State Farm’s Top Insurance Agent in Castro Valley, California, Julie Sumiki offer specialized car insurance and financial expertise to protect your car and wallet in the events of accidents along with the peace of mind needed to roam around the streets of your country freely.